Insurance Coverage

Stoel Rives' Insurance Coverage attorneys help businesses and individuals evaluate and recover the full measure of damages resulting from insurers' refusal to honor insurance contracts. We represent policyholders in both litigation and non-litigation disputes involving virtually every type of insurance policy written, including Comprehensive/Commercial General Liability ("CGL") policies, umbrella and excess policies, Directors and Officers ("D&O") policies, Errors & Omissions ("E&O") policies, as well as various property and business interruption coverages.

Insurance Counseling 
Our business attorneys regularly assist clients in evaluating the adequacy of their existing insurance coverage. We help our clients understand the legal risks faced by their businesses and to select the appropriate types and amounts of coverage for their business activities. We also assist clients in structuring and implementing self-insurance and captive insurance programs.

Environmental Insurance
We assist businesses and landowners in recovering for environmental liabilities under their historic insurance policies. We help clients prove the existence, terms and conditions of their policies, the amount of their covered loses and to overcome insurance company reliance on policy exclusions. In particular, we have been successful in overcoming the "hindsight bias" often relied upon by insurance companies: explaining that policyholders should not be judged by Twenty-First Century standards for activities that occurred many decades ago with old insurance policies; e.g. those that do not have absolute pollution exclusions. We have secured defense coverage, environmental investigation and cleanup funds for policyholders from their insurance carriers at contaminated sites around the country.

Title Insurance Industry
We represent title insurance companies in formation and licensing, qualification to conduct business and title insurance/escrow litigation before the courts. We are also extensively involved with legislative and insurance regulatory matters for title insurance companies. View Title Insurance Attorney List.

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